Reinventing Medical Insurance Quote Generation With AI

An AI-powered, modular platform built to digitize everyday workflows.

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overview
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Offer Personalized Medical Insurance Quotes in Minutes

SmartQuote Overview
Addenda SmartQuote is an AI-powered, self-serve medical underwriting platform built for insurers and brokers seeking to deliver a faster, more intelligent health insurance quoting experience.

Powered by Alex, the AI underwriting agent, the platform transforms a process that traditionally takes days into a guided 15-minute digital journey. Applicants, whether individuals, families, or corporate groups, upload documents, define coverage preferences, and receive a personalized, accurately priced quote without leaving the platform.
90%
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Productivity boost

Faster damage detection & estimates

40%
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Productivity boost

more efficient technician scheduling

30%
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Productivity boost

Savings on parts & ordering

20%
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Productivity boost

Lower operational costs

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Benefits
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Why Leading Insurers Choose Addenda SmartQuote

Operational Efficiency Through STP
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Operational Efficiency Through STP

Move from manual underwriting to a structured Straight-Through Processing model that reduces human intervention, shortens turnaround time, and increases quote processing without expanding underwriting teams.

Smart Plan Recommendations

Let Alex, the AI underwriting agent, guide applicants toward the right coverage based on their real-time input. Remove confusion and make plan selection feel simple and straightforward.

Smart Plan Recommendations
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Built-in Personalization
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Built-in Personalization

Auto-configure plans based on demographics, health goals, and region-specific rules interpreted. Deliver coverage that matches individual needs while remaining fully aligned with underwriting standards.

Real-Time Validation

Check every selection instantly against underwriting logic and regulatory constraints. Prevent errors before submission, reduce rework, and ensure quotes meet compliance standards from the start.

Real-Time Validation
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Clear Education Layer
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Clear Education Layer

Alex provides contextual explanations and practical guidance during plan selection, helping applicants understand trade-offs and coverage implications. Remove uncertainty and turn complex insurance decisions into informed, confident choices.

Instant Plan Optimization

Allow applicants to adjust coverage and premiums while Alex recalculates pricing in real time. Make it easy to explore options and decide confidently.

Instant Plan Optimization
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key features
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Key Features That Power Smart Health Quoting

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Conversational AI Agent Experience

Deliver a guided digital journey led by Alex, the AI underwriting agent, replacing static forms with a structured, step-by-step conversational flow. Help applicants move through the process clearly without wondering what comes next.

Conversational AI Agent Experience
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AI Pricing Engine

Execute pricing calculations automatically based on configured underwriting rules and risk inputs. Shift repetitive calculation work away from underwriters and centralize pricing logic inside the platform.

AI Pricing Engine
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AI Recommendation Engine

Adjust generated quotes dynamically as applicants refine their preferences. Recalculate plan pricing instantly based on selected benefits and coverage changes.

AI Recommendation Engine
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Real-Time Automated Flow

Process underwriting inputs through a fully automated digital workflow. Allow applicants to complete submission and receive outcomes without manual handoffs or system delays.

Real-Time Automated Flow
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Dashboard & Reporting

Track active applications, completion rates, drop-offs, approvals, and turnaround times. Monitor underwriting performance and manage pipeline visibility from a single dashboard.

Dashboard & Reporting
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How we connect with system
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Integrates With

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Email
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SMS
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WhatsApp
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Journey
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From a Multi-Day Process to a Few-Minute Conversation

Once approved, the request is assigned to the appropriate garage, and the estimate is converted into a repair order.
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Once approved, the request is assigned to the appropriate garage, and the estimate is converted into a repair order.
White polygon shape composed of five connected lines forming an irregular pentagon on a black background.
Once approved, the request is assigned to the appropriate garage, and the estimate is converted into a repair order.
White polygon shape composed of five connected lines forming an irregular pentagon on a black background.
Once approved, the request is assigned to the appropriate garage, and the estimate is converted into a repair order.
White polygon shape composed of five connected lines forming an irregular pentagon on a black background.
Once approved, the request is assigned to the appropriate garage, and the estimate is converted into a repair order.
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Once approved, the request is assigned to the appropriate garage, and the estimate is converted into a repair order.
Solid black triangle pointing upward on a white background.
Once approved, the request is assigned to the appropriate garage, and the estimate is converted into a repair order.
Solid black triangle pointing upward on a white background.
Once approved, the request is assigned to the appropriate garage, and the estimate is converted into a repair order.
Solid black triangle pointing upward on a white background.
Once approved, the request is assigned to the appropriate garage, and the estimate is converted into a repair order.
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Start an Application

Applicants enter basic details to initiate the underwriting and quoting process.

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Add Beneficiary Details

They provide information about themselves, their families, or employees to build a structured profile.

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Select the Provider Network

They choose the preferred medical network based on coverage needs and geographic requirements.

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Set Coverage Goals

Then, they define coverage expectations, limits, and preferences.

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Customize Benefits

Applicants can adjust optional benefits and plan elements while viewing updates in real time.

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Receive A Personalized Quote

Lastly, they finalize selections and receive an accurately priced, underwriting-ready health insurance quote.

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industries
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Industries Addenda Repair Serves

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Car Detailing Centers
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Fleet Operations
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Spare Parts Shops
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Tire Outlets
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Bodyshops & Accident Repair Center
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OEM Service Centers
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Truck Repair Centers
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Dealerships
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Car Service & Maintenance Shops
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Insurance Companies
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Car Rental Companies
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Multi branch Garage Networks
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comparison
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How Addenda FNOL Compared to Traditional FNOL Processes

Traditional FNOL Addenda FNOL
Availability Dependency on operating hours and call center availability. 24/7 digital FNOL submission, accessible anytime from anywhere.
Speed Back-and-forth communication to complete required information. Guided digital flow completed in minutes with required data captured upfront.
Transparency Updates are shared manually through calls or emails. Real-time claim tracking with automated status notifications.
Data Quality Free-text entries and inconsistent information across channels. Structured, validated data capture with mandatory fields.
Fraud & Control Manual verification after submission. Time-stamped, geo-tagged uploads with image source identification.
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packages
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our selection of plans to identify the ideal choice  for your enterprise.

Lite
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Single site, up to 50 transactions p/m
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Launch time B2C
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1 User license
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Technician calendar
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Customer application (Auto builder)
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AI vehicle inspection
Standard
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Single Site, up to 100 transactions p/m
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2 Weeks Launch time B2C
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Up to 5 user licenses
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Technician calendar
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Customer application (Auto builder)
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Professional
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Single site, up to 250 transactions p/m
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2 Weeks Launch time B2C
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Up to 5 user licenses
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Technician calendar
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Customer application (Auto builder)
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Premium
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Multi site operators
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TBA Launch time B2C
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Up to 10 user licenses
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Unlimited technician calendar
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Customer application (Auto builder)
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AI vehicle inspection
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testimonials
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what our clients say

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Before, everything was manual, and for one car it was taking me 15 to 20 minutes just to allocate the work. With Addenda, I finish the same work in 5 minutes. It is very useful, time saving, and easy. I definitely recommend it.

Alexander Gibson
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Before, everything was manual, and for one car it was taking me 15 to 20 minutes just to allocate the work. With Addenda, I finish the same work in 5 minutes. It is very useful, time saving, and easy. I definitely recommend it.

Alexander Gibson
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FAQs
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Answers to Your Most Common Questions

1.
What is Addenda smart Quote?
Addenda smart Quote is an AI-powered, self-serve insurance quote generation platform that enables applicants, brokers, and insurers to generate accurate, personalized quotes quickly through a guided digital experience.
2.
How quickly can I get a personalized quote with Addenda Smart Quote?
Addenda Smart Quote transforms the traditional multi-day process into a fast, guided digital journey, delivering accurate, personalized health insurance quotes efficiently.
3.
How does Addenda Smart Quote help me choose the right plan?
We work with React, Node.js, Python, FlutteWith its AI agent, Alex, Addenda Smart Quote guides you step by step, recommending plans that match your preferences and coverage goals.r, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
4.
How does Addenda Smart Quote ensure accuracy ?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
5.
How does Addenda Smart Quote save time for applicants and insurers?
By automating manual steps and using Straight-Through Processing, Addenda Smart Quote reduces human intervention and speeds up quote generation.
6.
Who can use Addenda Smart Quote?
The platform is designed for individuals, families, SMEs, corporate groups, and insurance brokers, delivering a seamless quoting experience for all stakeholders.
7.
Is Addenda Smart Quote easy to use and navigate?
Yes. Its guided, conversational interface replaces static forms, making the process intuitive, simple, and stress-free.
8.
Can brokers use Addenda Smart Quote for their clients?
Yes. Brokers can access a private, branded version of Addenda Smart Quote, generating accurate quotes efficiently while maintaining client relationships.
9.
How quickly can I start using Addenda Smart Quote?
The system is ready to use from day one. Basic setup is quick, while full configuration, and user training may vary depending on requirements.
10.
How much will its Addenda Smart Quote per month? 
Pricing depends on your business size and operational requirements. Our sales team can provide a customized plan based on your needs.
1.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
2.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
3.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
4.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
1.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
2.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
3.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
4.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
1.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
2.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
3.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
4.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
1.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
2.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
3.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.
4.
What technologies do you specialize in?
We work with React, Node.js, Python, Flutter, AWS, MongoDB, and more — covering web, mobile, cloud, and AI.

Transform Your Medical Insurance Quoting Process

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